AZ Community Information

Who is the top FHA mortgage banker is in the Phoenix metropolitan area?

The local independent statistical data confirms that it is still Academy Mortgage, home of the ten day close.

This has consistently been the case over the past number of months.

Academy’s local market success was first reported in December 2009.

To clarify, there are three typical classifications of mortgage companies:

  • Banking Institutions (state or federally chartered depository institutions ex. Wells Fargo)
  • Mortgage Banker (non-depository mortgage company that funds mortgage loans with their own resources ex. Academy Mortgage)
  • Mortgage Broker (non-depository mortgage company that originates mortgage loans and brokers them to banks or bankers for funding)

may2011results Top FHA Lender in Phoenix Arizona

Not bad considering that you can count the number of Academy Mortgage offices in Maricopa County on one hand.

Just more proof that Academy Mortgage Corporation, the nation’s #1 independent mortgage banker.
Academy Mortgage soars ahead of the industry by continuously providing exceptional customer service and responsible lending practices.

As more and more banks consolidate operations (resulting in off-site servicing extending the time it takes to close a loan), Academy has the distinct advantage of being a direct lender – all processing, underwriting, and closings are handled locally. Therefore, loans close in a matter of days (rather than months).

Academy Mortgage Is A Leader in Helping Homeowners Buy Existing Phoenix-Area Homes

We are not just proficient in FHA loans in Arizona, we also specialize in purchase transactions and we lead mortgage bankers in closing resale loans (purchase transactions on existing homes).

resale loans Top FHA Lender in Phoenix Arizona

Whether you’re a first-time homebuyer or looking to refinance an existing mortgage, Academy Mortgage’s FHA Loan Programs offer low-down-payment requirements & flexible guidelines. There are many reasons to choose an FHA-insured loan, especially if one or more of the following apply to you:

  • You’re a first-time homebuyer;
  • You don’t have a lot of money to put down on a house;
  • You want to keep monthly payments as low as possible;
  • You’re worried about monthly payments going up;
  • You’re worried about qualifying for a loan;
  • You don’t have perfect credit.

FHA-insured loans offer many benefits and a level of security that you won’t find in other loans. The FHA (part of Department of Housing & Urban Development) insures the loan, so you can get a better deal.

{ 0 comments }

Why Should I Live in Northeast Mesa?

Have you considered moving to Northeast Mesa?

Have you checked out homes for sale in Las Sendas?

Have you researched Red Mountain High School?

Perhaps you love that it has such a great location for access to the freeways, lakes and mountains.

Today I found what might be the best reason to live in Northeast Mesa … Croshaw’s Gourmet Pies.

 Why Should I Live In Northeast Mesa?On their website, the owners of Croshaw’s explain:

All our pie crusts, rolls, cookies, cinnamon rolls, soups and fillings are made from scratch daily.

Everything is made onsite in our gourmet kitchen.

Join us for Lunch served daily!

I visited Croshaw’s today at the insistence of my friend, Justin McHood .  He went there the day before on a recommendation and he fell in love.  I don’t think that he’ll ever eat anywhere else again.  I ordered what he had and they served me a homemade chicken pot pie with a fresh roll on the side … all fresh from the oven that morning.  While we were eating, the friendly staff gave us samples of their delicious pies.  Everything was very good and the prices were more than reasonable.  I’m certain that I’ll be back there soon.

There are many reasons to live in Northeast Mesa such as the city views from Las Sendas, the quick freeway access to downtown Phoenix, the great schools and it is the Valley’s gateway to lakes and Northeast Arizona mountains. If you have considered it but haven’t found the one that tips the scale, Croshaw’s Gourmet Pies might be it.

Maybe I’ll see you there.

Steve Lines

All our pie crusts, rolls, cookies, cinnamon rolls, soups and fillings are made from scratch daily.

Everything is made onsite in our gourmet kitchen.

Join us for Lunch served daily!

{ 0 comments }

FHA loans are a great option for people searching for Payson AZ homes for sale.

Here is a quick list of why you should use an FHA loan to buy your Payson AZ home.

  • FHA loans are a great program for first time homebuyers in Payson AZ.
  • FHA loans are good for borrowers with low credit scores
  • FHA loans are great if you need down payment assistance.
  • FHA interest rates are very competitive.
  • FHA loans are assumable.

P1010073 02 11 2007 300x225 FHA Loans In Payson AZPayson AZ, located in Rim Country, is a popular place to live because of its temperate mountain climate and its relatively close location to the Phoenix metropolitan area. It is almost exactly in the geographic center of Arizona and sits at the base of the majestic Mogollon Rim – a 7,000-foot high, 200-mile long escarpment in the world’s largest Ponderosa Pine forest. The 5,000 foot elevation gives Payson its pleasant climate and four mild seasons.

Neighboring communities that, with Payson, make up the Rim Country Community include Star Valley, Christopher Creek, Pine and Strawberry.

So, if you are thinking of buying a home in Payson AZ, you should consider an FHA loan. Their interest rates are competitive and compare reasonably to conventional loans. They do require mortgage insurance, but so do conventional loans if you don’t put 20% down.

FHA loans have been around for over 75 years. However, there are common misconceptions that exist about them. You may have heard that they take too long or that they require too much paperwork. This is not true. But, many misconceptions about FHA loans still exist. Finally, if for some reason you fall on hard times, FHA loans offer different options to help you avoid foreclosure and keep your home.

Call or contact me today if you would like to get prequalified for an FHA loan and you can start searching for your Payson AZ homes for sale.

Steve Lines
480-344-3662

{ 2 comments }

Yuma AZ Homes

Are you one of the many people that are making the decision to move to Yuma Arizona? The Yuma area is attracting more and more people for a variety of reasons. People buy Yuma AZ homes either because of job opportunities, the location (close to Phoenix, San Diego and Mexico), the winter weather or to take advantage of the many interesting things to do.
yuma 300x208 Yuma AZ Homes and Yuma Mortgage Programs

There are a number of surrounding communities to consider when searching for Yuma homes for sale such as Somerton, Gadsden, San Luis and Yuma Foothills.

Yuma Mortgage Information

If you need a Yuma Mortgage, you have many financing options.

There are many Yuma mortgage programs have been designed to suit your needs.

FHA Purchase loan information in Yuma, Arizona
Information on Downpayment Assistance in Yuma, Arizona
FHA Refinance information in Yuma, Arizona

Many of our Yuma mortgage customers are taking advantage of the 100% financing that is currently offered through USDA. Here are some of the highlights:

  • Low interest rates
  • 102% Financing based on appraised value, if appraised value exceeds sales price, borrower can finance closing costs and repairs
  • 30 Year fixed term
  • No monthly mortgage insurance
  • No downpayment requirement.
  • No Yuma AZ First Time Homebuyer restrictions.

We also specialize in VA loans in Yuma AZ.

Need a loan closed fast by a local Yuma mortgage professional who is the best in the business? Try Derek Egeberg and ask him how he guarantees your home loan will close on time.

The big secret to always close your Yuma mortgage on time?

In no particular order:

  • Have a loan officer who knows what they are doing.
  • Have processing in house.
  • Have underwriting in house.
  • Have doc drawing in house.
  • Have a way to get appraisals done, even with the HVCC guidelines in place.
  • Have senior management that will accept nothing less than excellence and hold each person accountable for achieving the goal of a ten day close each and every time.

Please contact me with questions. I would love to help you with your Yuma FHA mortgage today.

Steve Lines

Best FHA Lender in Arizona

{ 0 comments }

Contact us at 928-226-6908 for the best Flagstaff Mortgage Rates.

  • We are the premier local Flagstaff Mortgage Company.
  • We close your loan faster.
  • We offer the expert customer service with a genuine hometown touch.

Best FHA lender in Flagstaff AZ is affiliated with Jer Cox and his well-respected team on Flagstaff mortgage professionals.

Jer’s team has served Flagstaff and the rest of Northern Arizona for many years as Mountain Country Mortgage, Flagstaff’s premier mortgage brokerage.  In 2007, they were Flagstaff’s award-winning representative as a recipient of the Arizona Small Business Association’s “Arizona Companies to Watch”.

Recently, Flagstaff’s best mortgage lender has joined forces with Academy Mortgage, the mortgage industry’s finest company and one of the largest private lenders in the country.  As a result, Flagstaff’s best team of mortgage loan officers now has the exceptional tools and resources required to raise the bar and continue to set the standard as Flagstaff’s best mortgage lender.

To experience Flagstaff’s highest caliber customer service with a genuine hometown touch, call the office today at 928-226-6908!

mainlogo Best Flagstaff Mortgage Lender
Academy Mortgage of Flagstaff
2076 S. Woodlands Village Blvd
Suite 201
Flagstaff, AZ 86001
AZDFI Home Office #0904081

{ 0 comments }

Sedona Arizona FHA Home Loans

 Sedona Arizona FHA Home Loans

Sedona FHA Home Loans

Are you buying or refinancing your home in Sedona, Arizona?  Best FHA lender specializes in Sedona Arizona (AZ) FHA loans.  Our combination of low Sedona FHA mortgage interest rates, experience and service is unmatched.

APPLY ONLINE

Contact me with questions at 480-344-3662 or at slines@bestfhalender.com

Sedona is a town in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the town is 36,122.

Sedona is a city and community that straddles the county line between Coconino and Yavapai counties in the northern Verde Valley region of Arizona. According to 2005 Census Bureau estimates, the population of the city is 11,220.

Sedona’s main attraction is its stunning array of red sandstone formations, the Red Rocks of Sedona. The formations appear to glow in brilliant orange and red when illuminated by the rising or setting sun. The Red Rocks form a breathtaking backdrop for everything from spiritual pursuits to the hundreds of hiking and mountain biking trails.  The Sedona area is one of Arizona’s premier tourism, recreation, resort, retirement and art centers.  It is the second most visited area of the state after the Grand Canyon.

Best FHA Lender is your source for Sedona FHA home loan information.

Click here to view Sedona’s community profile.

The current Sedona FHA loan limits are as follows:

County Name

One-Family

Two-Family

Three-Family

Four-Family

YAVAPAI

$390,000

$499,250

$603,500

$750,000

Sedona FHA Purchase loan information

Information on Sedona Downpayment Assistance

Recommended Realtor in Sedona, Arizona

Sedona Arizona Bank Owned Property (Foreclosure) Lists

Sedona FHA Refinance information

Sedona FHA Streamline Refinance Information

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a FHA “Full Eagle” lender with direct endorsement status.

Information on Arizona FHA Loans in other Communities

{ 0 comments }

Prescott Valley Arizona FHA Mortgages

Best FHA lender specializes in Prescott Valley Arizona (AZ) FHA loans. We offer unmatched experience and service and low Prescott Valley FHA mortgage interest rates.

APPLY ONLINE

Contact me with questions at 480-344-3662 or at slines@bestfhalender.com

Prescott Valley is a town in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the town is 36,122.

Prescott Valley  is located east of Prescott on Highway 69, a four-lane highway, and is about 25 miles from Interstate 17 and about 85 miles north of downtown Phoenix.

Prescott Valley and the surrounding area offers a myriad of activities, from hiking and boating in the Prescott National Forest, to enjoying fishing on Fain Lake to watching thoroughbred horse racing at Yavapai Downs at Prescott Valley.

Click here to view Prescott Valley’s community profile.

Best FHA Lender is your source for Prescott Valley FHA home loan information.

The current Prescott Valley FHA loan limits are as follows:

County Name

One-Family

Two-Family

Three-Family

Four-Family

YAVAPAI

$390,000

$499,250

$603,500

$750,000

Prescott Valley FHA Purchase loan information

Information on Prescott Valley Downpayment Assistance

Recommended Realtor in Prescott Valley, Arizona

Prescott Valley Arizona Bank Owned Property (Foreclosure) Lists

Prescott Valley FHA Refinance information

Prescott Valley FHA Streamline Refinance Information

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a FHA “Full Eagle” lender with direct endorsement status.

Information on Arizona FHA Loans in other Communities

{ 0 comments }

BestFHAlender specializes in FHA loans in Prescott, Arizona. This includes FHA Mortgage, FHA Refinance and FHA Streamline loans to help maintain current and obtain new homes in Prescott, Arizona.

APPLY ONLINE

Contact me with questions as 480-344-3662 or at slines@bestfhalender.com

Prescott is a city in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the city is 41,528. The city is the county seat of Yavapai County.

The towns of Prescott Valley (7 miles east) and Chino Valley (16 miles north), and Prescott, together comprise what is locally known as the “Tri-City” area. Population of the Tri-City area in 2007 is estimated to be about 122,000.

Prescott is located in the Bradshaw Mountains at an altitude of 5400 feet. The city has a four-season climate with relatively mild winters and offers fresh air, views, beautiful lakes and forest lands.

View Prescott’s community profile.

Best FHA Lender is your source for Prescott FHA home loan information.

The current FHA loan limits in Prescott, Arizona are as follows:

County Name One-Family Two-Family Three-Family Four-Family Last Revised
YAVAPAI $390,000 $499,250 $603,500 $750,000 1/1/2009

Prescott, Arizona FHA Purchase loan information

Information on Prescott, Arizona Downpayment Assistance

Recommended Realtor in Prescott, Arizona

Prescott Arizona Bank Owned Property (Foreclosure) Lists

Presoctt, Arizona FHA Refinance information

Prescott FHA Streamline Refinance information

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a FHA “Full Eagle” lender with direct endorsement status.

Information on Arizona FHA loans in other Communities.

{ 0 comments }

BestFHAlender specializes in Cottonwood FHA loans which includes the Cottonwood FHA Streamline refinance as well as FHA loans to buy a house in Cottonwood, Arizona.

APPLY ONLINE

Contact me with questions as 480-344-3662 or at slines@bestfhalender.com

Cottonwood is a city in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the city is 11,171.  It is located about 50 miles south of Flagstaff and serves as the trading center for the picturesque Verde Valley.

View Cottonwood’s community profile.

Best FHA Lender is your source for Cottonwood FHA home loan information.

The current Cottonwood FHA loan limits are as follows:

County Name One-Family Two-Family Three-Family Four-Family Last Revised
YAVAPAI $390,000 $499,250 $603,500 $750,000 1/1/2009

Cottonwood FHA Purchase loan information

Information on Cottonwood Down Payment Assistance

Recommended Realtor in Cottonwood, Arizona

Cottonwood Arizona Bank Owned Property (Foreclosure) Lists

Cottonwood FHA Refinance information

Cottonwood FHA Streamline Refinance information

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a FHA “Full Eagle” lender with direct endorsement status.

Information on Arizona FHA loans in other Communities.

{ 0 comments }

BestFHAlender specializes in FHA loans in Chino Valley, Arizona. This includes the Chino Valley FHA Streamline refinance to help maintain your current home as well as FHA loans to buy a new home in Chino Valley, Arizona.

APPLY ONLINE

Contact me with questions as 480-344-3662 or at slines@bestfhalender.com

Chino Valley is a town in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the town is 10,503.

The town is in north central Arizona, on state Highway 89, 15 miles north of Prescott and 35 miles south of Ash Fork.


View Chino Valley’s community profile.

Best FHA Lender is your source for Chino Valley, Arizona FHA home loan information.

The current FHA loan limits in Chino Valley, Arizona are as follows:

County Name One-Family Two-Family Three-Family Four-Family Last Revised
YAVAPAI $390,000 $499,250 $603,500 $750,000 1/1/2009

FHA Purchase loan information in Chino Valley, Arizona

Information on Down Payment Assistance in Chino Valley, Arizona

Recommended Realtor in Chino Valley, Arizona

Chino Valley Arizona Bank Owned Property (Foreclosure) Lists

FHA Refinance information in Chino Valley, Arizona

Prescott FHA Streamline Refinance information

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a

Best FHA Lender is associated with Academy Mortgage, one of the largest and longest running independently owned and operated FHA mortgage lenders in Arizona. Academy Mortgage is one of a handful of lenders in Arizona that is a FHA “Full Eagle” lender with direct endorsement status.

Information on Arizona FHA loans in other Communities.

{ 0 comments }

« Previous Page  1 2   Next Page »