Back before I came to work at Academy Mortgage, I was in awe their ability make the Ten Day Close happen. In the world I was living in at the time, it just didn’t seem possible that a mortgage company could close loans in ten days or less on a regular basis.

It probably felt very similar to what people thought the human body was capable of before someone ran the first 4-minute mile.  They just believed that it couldn’t be done.

But I gave them the benefit of the doubt and said this exact thing on one of the Best Damn Real Estate Blogs On The Planet:

So if you are planning on buying a home in Arizona and find yourself in this situation – who do you call?

Not me.

Call these guys.

They promise with their checkbook that they can get your loan closed in 10 days or less.

Which in my opinion is absolutely-eye-popping-remarkable for today’s lending environment. They have managed to put all of the pieces together under that are required to do this and if it were up to me, I would put them on the Today Show for being able to pull it off on a consistent basis.

But they haven’t asked me to write on their blog.

Yet.

And it wasn’t long after I wrote this that I got a call to bring my Mortgage Commentator gig to Academy and comment on the things I saw.

And I can tell you that the Ten Day Close is real.

And it isn’t all that difficult to understand what it takes to make it happen once you have seen it done a few times.

These are the things that Academy does in order to make the Ten Day Close possible:

• They have in-house processing.
• They have in-house underwriting.
• They have an in-house doc drawing and closing department.
• They have an in-house funding department.
• They have a great operations manager who makes it all happen.

And that is pretty much it.

It really isn’t all that difficult to understand… it is just very, very, very difficult to get all of those things in one place.

Lucky me.

And anyone else who needs their loan closed in the fastest, easiest way possible.