Idaho FHA Loan Limits
FHA Loan Limits in Idaho
In the state of Idaho, FHA loan limits are determined by the county you live in. FHA loan limits will be decided each year whether they should change or not, and they may stay the same for a a number of years.
Below are the FHA loan limits by county for Idaho:
| County | State | One Family Unit | Two Family Unit | Three Family Unit | Four Family Unit |
|---|---|---|---|---|---|
| Bingham | Idaho | 271050 | 347000 | 419425 | 521250 |
| Ada | Idaho | 303750 | 388850 | 470000 | 584150 |
| Boise | Idaho | 303750 | 388850 | 470000 | 584150 |
| Canyon | Idaho | 303750 | 388850 | 470000 | 584150 |
| Gem | Idaho | 303750 | 388850 | 470000 | 584150 |
| Owyhee | Idaho | 303750 | 388850 | 470000 | 584150 |
| Cassia | Idaho | 271050 | 347000 | 419425 | 521250 |
| Minidoka | Idaho | 271050 | 347000 | 419425 | 521250 |
| Kootenai | Idaho | 286250 | 366450 | 442950 | 550450 |
| Bonneville | Idaho | 271050 | 347000 | 419425 | 521250 |
| Jefferson | Idaho | 271050 | 347000 | 419425 | 521250 |
| Teton | Idaho | 693750 | 888100 | 1073550 | 1334150 |
| Nez Perce | Idaho | 271050 | 347000 | 419425 | 521250 |
| Franklin | Idaho | 271050 | 347000 | 419425 | 521250 |
| Latah | Idaho | 271050 | 347000 | 419425 | 521250 |
| Elmore | Idaho | 271050 | 347000 | 419425 | 521250 |
| Adams | Idaho | 273750 | 350450 | 423600 | 526450 |
| Bear Lake | Idaho | 271050 | 347000 | 419425 | 521250 |
| Benewah | Idaho | 271050 | 347000 | 419425 | 521250 |
| Blaine | Idaho | 729750 | 934200 | 1129250 | 1403400 |
| Bonner | Idaho | 271050 | 347000 | 419425 | 521250 |
| Boundary | Idaho | 271050 | 347000 | 419425 | 521250 |
| Butte | Idaho | 271050 | 347000 | 419425 | 521250 |
| Camas | Idaho | 271050 | 347000 | 419425 | 521250 |
| Caribou | Idaho | 271050 | 347000 | 419425 | 521250 |
| Clark | Idaho | 271050 | 347000 | 419425 | 521250 |
| Clearwater | Idaho | 271050 | 347000 | 419425 | 521250 |
| Custer | Idaho | 271050 | 347000 | 419425 | 521250 |
| Gooding | Idaho | 271050 | 347000 | 419425 | 521250 |
| Idaho | Idaho | 271050 | 347000 | 419425 | 521250 |
| Lemhi | Idaho | 271050 | 347000 | 419425 | 521250 |
| Lewis | Idaho | 271050 | 347000 | 419425 | 521250 |
| Lincoln | Idaho | 271050 | 347000 | 419425 | 521250 |
| Oneida | Idaho | 271050 | 347000 | 419425 | 521250 |
| Shoshone | Idaho | 271050 | 347000 | 419425 | 521250 |
| Valley | Idaho | 462500 | 592050 | 715700 | 889450 |
| Washington | Idaho | 271050 | 347000 | 419425 | 521250 |
| Payette | Idaho | 271050 | 347000 | 419425 | 521250 |
| Bannock | Idaho | 271050 | 347000 | 419425 | 521250 |
| Power | Idaho | 271050 | 347000 | 419425 | 521250 |
| Fremont | Idaho | 271050 | 347000 | 419425 | 521250 |
| Madison | Idaho | 271050 | 347000 | 419425 | 521250 |
| Jerome | Idaho | 271050 | 347000 | 419425 | 521250 |
| Twin Falls | Idaho | 271050 | 347000 | 419425 | 521250 |
Have more questions about getting qualified for an FHA loan in Idaho? Be sure to speak with a licensed FHA loan officer who can help you answer any questions you have as well as get you into the best FHA loan possible.









Throughout my lending career, I have been known for my knowledge, experience, honesty and integrity. I hold my mortgage and accounting experience in high regard. I have been involved in the real estate finance industry since 1996 when I took my first job as a loan office.