Iowa FHA Loan Limits
FHA Loan Limits in Iowa
FHA loan limits in Iowa are determined by county. If your loan officer tells you that they are determined by city, there is a good chance that your loan officer doesn’t know the FHA rules very well. FHA loan limits can remain the same for years at a time or change each year and it is a good idea to check with your loan officer because sometimes they can change with relatively little notice.
Displayed below are the current FHA loan limits for each county in Iowa:
| County | State | One Family Unit | Two Family Unit | Three Family Unit | Four Family Unit |
|---|---|---|---|---|---|
| Story | Iowa | 271050 | 347000 | 419425 | 521250 |
| Boone | Iowa | 271050 | 347000 | 419425 | 521250 |
| Des Moines | Iowa | 271050 | 347000 | 419425 | 521250 |
| Benton | Iowa | 271050 | 347000 | 419425 | 521250 |
| Jones | Iowa | 271050 | 347000 | 419425 | 521250 |
| Linn | Iowa | 271050 | 347000 | 419425 | 521250 |
| Clinton | Iowa | 271050 | 347000 | 419425 | 521250 |
| Scott | Iowa | 271050 | 347000 | 419425 | 521250 |
| Dallas | Iowa | 271050 | 347000 | 419425 | 521250 |
| Guthrie | Iowa | 271050 | 347000 | 419425 | 521250 |
| Madison | Iowa | 271050 | 347000 | 419425 | 521250 |
| Polk | Iowa | 271050 | 347000 | 419425 | 521250 |
| Warren | Iowa | 271050 | 347000 | 419425 | 521250 |
| Dubuque | Iowa | 271050 | 347000 | 419425 | 521250 |
| Webster | Iowa | 271050 | 347000 | 419425 | 521250 |
| Lee | Iowa | 271050 | 347000 | 419425 | 521250 |
| Johnson | Iowa | 271050 | 347000 | 419425 | 521250 |
| Washington | Iowa | 271050 | 347000 | 419425 | 521250 |
| Marshall | Iowa | 271050 | 347000 | 419425 | 521250 |
| Cerro Gordo | Iowa | 271050 | 347000 | 419425 | 521250 |
| Worth | Iowa | 271050 | 347000 | 419425 | 521250 |
| Louisa | Iowa | 271050 | 347000 | 419425 | 521250 |
| Muscatine | Iowa | 271050 | 347000 | 419425 | 521250 |
| Jasper | Iowa | 271050 | 347000 | 419425 | 521250 |
| Adair | Iowa | 271050 | 347000 | 419425 | 521250 |
| Adams | Iowa | 271050 | 347000 | 419425 | 521250 |
| Allamakee | Iowa | 271050 | 347000 | 419425 | 521250 |
| Appanoose | Iowa | 271050 | 347000 | 419425 | 521250 |
| Audubon | Iowa | 271050 | 347000 | 419425 | 521250 |
| Buchanan | Iowa | 271050 | 347000 | 419425 | 521250 |
| Butler | Iowa | 271050 | 347000 | 419425 | 521250 |
| Calhoun | Iowa | 271050 | 347000 | 419425 | 521250 |
| Carroll | Iowa | 271050 | 347000 | 419425 | 521250 |
| Cass | Iowa | 271050 | 347000 | 419425 | 521250 |
| Cedar | Iowa | 271050 | 347000 | 419425 | 521250 |
| Cherokee | Iowa | 271050 | 347000 | 419425 | 521250 |
| Chickasaw | Iowa | 271050 | 347000 | 419425 | 521250 |
| Clarke | Iowa | 271050 | 347000 | 419425 | 521250 |
| Clayton | Iowa | 271050 | 347000 | 419425 | 521250 |
| Crawford | Iowa | 271050 | 347000 | 419425 | 521250 |
| Davis | Iowa | 271050 | 347000 | 419425 | 521250 |
| Decatur | Iowa | 271050 | 347000 | 419425 | 521250 |
| Delaware | Iowa | 271050 | 347000 | 419425 | 521250 |
| Emmet | Iowa | 271050 | 347000 | 419425 | 521250 |
| Fayette | Iowa | 271050 | 347000 | 419425 | 521250 |
| Floyd | Iowa | 271050 | 347000 | 419425 | 521250 |
| Franklin | Iowa | 271050 | 347000 | 419425 | 521250 |
| Fremont | Iowa | 271050 | 347000 | 419425 | 521250 |
| Greene | Iowa | 271050 | 347000 | 419425 | 521250 |
| Hamilton | Iowa | 271050 | 347000 | 419425 | 521250 |
| Hancock | Iowa | 271050 | 347000 | 419425 | 521250 |
| Hardin | Iowa | 271050 | 347000 | 419425 | 521250 |
| Henry | Iowa | 271050 | 347000 | 419425 | 521250 |
| Howard | Iowa | 271050 | 347000 | 419425 | 521250 |
| Humboldt | Iowa | 271050 | 347000 | 419425 | 521250 |
| Ida | Iowa | 271050 | 347000 | 419425 | 521250 |
| Iowa | Iowa | 271050 | 347000 | 419425 | 521250 |
| Jackson | Iowa | 271050 | 347000 | 419425 | 521250 |
| Jefferson | Iowa | 271050 | 347000 | 419425 | 521250 |
| Keokuk | Iowa | 271050 | 347000 | 419425 | 521250 |
| Kossuth | Iowa | 271050 | 347000 | 419425 | 521250 |
| Lucas | Iowa | 271050 | 347000 | 419425 | 521250 |
| Lyon | Iowa | 271050 | 347000 | 419425 | 521250 |
| Mitchell | Iowa | 271050 | 347000 | 419425 | 521250 |
| Monona | Iowa | 271050 | 347000 | 419425 | 521250 |
| Monroe | Iowa | 271050 | 347000 | 419425 | 521250 |
| Montgomery | Iowa | 271050 | 347000 | 419425 | 521250 |
| O’brien | Iowa | 271050 | 347000 | 419425 | 521250 |
| Osceola | Iowa | 271050 | 347000 | 419425 | 521250 |
| Page | Iowa | 271050 | 347000 | 419425 | 521250 |
| Palo Alto | Iowa | 271050 | 347000 | 419425 | 521250 |
| Plymouth | Iowa | 271050 | 347000 | 419425 | 521250 |
| Pocahontas | Iowa | 271050 | 347000 | 419425 | 521250 |
| Poweshiek | Iowa | 271050 | 347000 | 419425 | 521250 |
| Ringgold | Iowa | 271050 | 347000 | 419425 | 521250 |
| Sac | Iowa | 271050 | 347000 | 419425 | 521250 |
| Shelby | Iowa | 271050 | 347000 | 419425 | 521250 |
| Sioux | Iowa | 271050 | 347000 | 419425 | 521250 |
| Tama | Iowa | 271050 | 347000 | 419425 | 521250 |
| Taylor | Iowa | 271050 | 347000 | 419425 | 521250 |
| Union | Iowa | 271050 | 347000 | 419425 | 521250 |
| Van Buren | Iowa | 271050 | 347000 | 419425 | 521250 |
| Wayne | Iowa | 271050 | 347000 | 419425 | 521250 |
| Winnebago | Iowa | 271050 | 347000 | 419425 | 521250 |
| Winneshiek | Iowa | 271050 | 347000 | 419425 | 521250 |
| Wright | Iowa | 271050 | 347000 | 419425 | 521250 |
| Harrison | Iowa | 271050 | 347000 | 419425 | 521250 |
| Mills | Iowa | 271050 | 347000 | 419425 | 521250 |
| Pottawattamie | Iowa | 271050 | 347000 | 419425 | 521250 |
| Mahaska | Iowa | 271050 | 347000 | 419425 | 521250 |
| Wapello | Iowa | 271050 | 347000 | 419425 | 521250 |
| Marion | Iowa | 271050 | 347000 | 419425 | 521250 |
| Woodbury | Iowa | 271050 | 347000 | 419425 | 521250 |
| Clay | Iowa | 271050 | 347000 | 419425 | 521250 |
| Dickinson | Iowa | 271050 | 347000 | 419425 | 521250 |
| Buena Vista | Iowa | 271050 | 347000 | 419425 | 521250 |
| Black Hawk | Iowa | 271050 | 347000 | 419425 | 521250 |
| Bremer | Iowa | 271050 | 347000 | 419425 | 521250 |
| Grundy | Iowa | 271050 | 347000 | 419425 | 521250 |
If you have more questions about FHA loan limits, be sure to ask your loan officer. Finding the right loan officer can make all the difference when it comes to getting the right FHA loan for your situation. Find a FHA loan officer in Iowa now!









Throughout my lending career, I have been known for my knowledge, experience, honesty and integrity. I hold my mortgage and accounting experience in high regard. I have been involved in the real estate finance industry since 1996 when I took my first job as a loan office.