Maryland FHA Loan Limits
Maryland FHA Loan Limits
FHA loan limits in Maryland are determined by county and pretty much every good FHA loan officer knows this. FHA loan limits will be decided each year whether they should change or not, and they may stay the same for a number of years.
Below are the FHA loan limits by county for Maryland:
| County | State | One Family Unit | Two Family Unit | Three Family Unit | Four Family Unit |
|---|---|---|---|---|---|
| Anne Arundel | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Baltimore | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Baltimore City | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Carroll | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Harford | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Howard | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Queen Anne’s | Maryland | 560000 | 716900 | 866550 | 1076950 |
| Frederick | Maryland | 729750 | 934200 | 1129250 | 1403400 |
| Montgomery | Maryland | 729750 | 934200 | 1129250 | 1403400 |
| Dorchester | Maryland | 271050 | 347000 | 419425 | 521250 |
| Allegany | Maryland | 271050 | 347000 | 419425 | 521250 |
| Talbot | Maryland | 443750 | 568050 | 686650 | 853350 |
| Washington | Maryland | 377500 | 483250 | 584150 | 725950 |
| St. Mary’s | Maryland | 400000 | 512050 | 618950 | 769250 |
| Caroline | Maryland | 271050 | 347000 | 419425 | 521250 |
| Garrett | Maryland | 437500 | 560050 | 677000 | 841350 |
| Kent | Maryland | 343750 | 440050 | 531900 | 661050 |
| Worcester | Maryland | 437500 | 560050 | 677000 | 841350 |
| Somerset | Maryland | 328750 | 420850 | 508700 | 632200 |
| Wicomico | Maryland | 328750 | 420850 | 508700 | 632200 |
| Calvert | Maryland | 729750 | 934200 | 1129250 | 1403400 |
| Charles | Maryland | 729750 | 934200 | 1129250 | 1403400 |
| Prince George’s | Maryland | 729750 | 934200 | 1129250 | 1403400 |
| Cecil | Maryland | 420000 | 537650 | 649900 | 807700 |
If you are in Maryland, be sure to take the time to find the best FHA lender available with the best FHA loan officers – they can make all the difference in getting your FHA loan done.









Throughout my lending career, I have been known for my knowledge, experience, honesty and integrity. I hold my mortgage and accounting experience in high regard. I have been involved in the real estate finance industry since 1996 when I took my first job as a loan office.