Michigan FHA Loan Limits
Michigan FHA Loan Limits
In the state of Michigan, FHA loan limits are determined by the county you live in. FHA loan limits could possibly change every year, but most of the time they remain the same for each county for a number of years.
Displayed below are the current FHA loan limits for each county in Michigan:
| County | State | One Family Unit | Two Family Unit | Three Family Unit | Four Family Unit |
|---|---|---|---|---|---|
| Lenawee | Michigan | 297500 | 380850 | 460350 | 572100 |
| Allegan | Michigan | 271050 | 347000 | 419425 | 521250 |
| Gratiot | Michigan | 271050 | 347000 | 419425 | 521250 |
| Alpena | Michigan | 271050 | 347000 | 419425 | 521250 |
| Washtenaw | Michigan | 345000 | 441650 | 533850 | 663450 |
| Calhoun | Michigan | 271050 | 347000 | 419425 | 521250 |
| Bay | Michigan | 271050 | 347000 | 419425 | 521250 |
| Mecosta | Michigan | 271050 | 347000 | 419425 | 521250 |
| Missaukee | Michigan | 271050 | 347000 | 419425 | 521250 |
| Wexford | Michigan | 271050 | 347000 | 419425 | 521250 |
| Branch | Michigan | 271050 | 347000 | 419425 | 521250 |
| Wayne | Michigan | 297500 | 380850 | 460350 | 572100 |
| Delta | Michigan | 271050 | 347000 | 419425 | 521250 |
| Genesee | Michigan | 271050 | 347000 | 419425 | 521250 |
| Barry | Michigan | 271050 | 347000 | 419425 | 521250 |
| Ionia | Michigan | 271050 | 347000 | 419425 | 521250 |
| Kent | Michigan | 271050 | 347000 | 419425 | 521250 |
| Newaygo | Michigan | 271050 | 347000 | 419425 | 521250 |
| Ottawa | Michigan | 271050 | 347000 | 419425 | 521250 |
| Houghton | Michigan | 271050 | 347000 | 419425 | 521250 |
| Keweenaw | Michigan | 271050 | 347000 | 419425 | 521250 |
| Dickinson | Michigan | 271050 | 347000 | 419425 | 521250 |
| Jackson | Michigan | 271050 | 347000 | 419425 | 521250 |
| Kalamazoo | Michigan | 286250 | 366450 | 442950 | 550450 |
| Van Buren | Michigan | 286250 | 366450 | 442950 | 550450 |
| Clinton | Michigan | 271050 | 347000 | 419425 | 521250 |
| Eaton | Michigan | 271050 | 347000 | 419425 | 521250 |
| Ingham | Michigan | 271050 | 347000 | 419425 | 521250 |
| Menominee | Michigan | 271050 | 347000 | 419425 | 521250 |
| Marquette | Michigan | 271050 | 347000 | 419425 | 521250 |
| Midland | Michigan | 271050 | 347000 | 419425 | 521250 |
| Monroe | Michigan | 297500 | 380850 | 460350 | 572100 |
| Isabella | Michigan | 271050 | 347000 | 419425 | 521250 |
| Muskegon | Michigan | 271050 | 347000 | 419425 | 521250 |
| Berrien | Michigan | 298750 | 382450 | 462300 | 574500 |
| Alcona | Michigan | 271050 | 347000 | 419425 | 521250 |
| Alger | Michigan | 271050 | 347000 | 419425 | 521250 |
| Antrim | Michigan | 271050 | 347000 | 419425 | 521250 |
| Arenac | Michigan | 271050 | 347000 | 419425 | 521250 |
| Baraga | Michigan | 271050 | 347000 | 419425 | 521250 |
| Charlevoix | Michigan | 271050 | 347000 | 419425 | 521250 |
| Cheboygan | Michigan | 271050 | 347000 | 419425 | 521250 |
| Clare | Michigan | 271050 | 347000 | 419425 | 521250 |
| Crawford | Michigan | 271050 | 347000 | 419425 | 521250 |
| Emmet | Michigan | 271050 | 347000 | 419425 | 521250 |
| Gladwin | Michigan | 271050 | 347000 | 419425 | 521250 |
| Gogebic | Michigan | 271050 | 347000 | 419425 | 521250 |
| Hillsdale | Michigan | 271050 | 347000 | 419425 | 521250 |
| Huron | Michigan | 271050 | 347000 | 419425 | 521250 |
| Iosco | Michigan | 271050 | 347000 | 419425 | 521250 |
| Iron | Michigan | 271050 | 347000 | 419425 | 521250 |
| Lake | Michigan | 271050 | 347000 | 419425 | 521250 |
| Luce | Michigan | 271050 | 347000 | 419425 | 521250 |
| Mackinac | Michigan | 271050 | 347000 | 419425 | 521250 |
| Manistee | Michigan | 271050 | 347000 | 419425 | 521250 |
| Mason | Michigan | 271050 | 347000 | 419425 | 521250 |
| Montcalm | Michigan | 271050 | 347000 | 419425 | 521250 |
| Montmorency | Michigan | 271050 | 347000 | 419425 | 521250 |
| Oceana | Michigan | 271050 | 347000 | 419425 | 521250 |
| Ogemaw | Michigan | 271050 | 347000 | 419425 | 521250 |
| Ontonagon | Michigan | 271050 | 347000 | 419425 | 521250 |
| Osceola | Michigan | 271050 | 347000 | 419425 | 521250 |
| Oscoda | Michigan | 271050 | 347000 | 419425 | 521250 |
| Otsego | Michigan | 271050 | 347000 | 419425 | 521250 |
| Presque Isle | Michigan | 271050 | 347000 | 419425 | 521250 |
| Roscommon | Michigan | 271050 | 347000 | 419425 | 521250 |
| Sanilac | Michigan | 271050 | 347000 | 419425 | 521250 |
| Schoolcraft | Michigan | 271050 | 347000 | 419425 | 521250 |
| Tuscola | Michigan | 271050 | 347000 | 419425 | 521250 |
| Shiawassee | Michigan | 271050 | 347000 | 419425 | 521250 |
| Saginaw | Michigan | 271050 | 347000 | 419425 | 521250 |
| Chippewa | Michigan | 271050 | 347000 | 419425 | 521250 |
| Cass | Michigan | 271050 | 347000 | 419425 | 521250 |
| St. Joseph | Michigan | 271050 | 347000 | 419425 | 521250 |
| Benzie | Michigan | 271050 | 347000 | 419425 | 521250 |
| Grand Traverse | Michigan | 271050 | 347000 | 419425 | 521250 |
| Kalkaska | Michigan | 271050 | 347000 | 419425 | 521250 |
| Leelanau | Michigan | 271050 | 347000 | 419425 | 521250 |
| Lapeer | Michigan | 297500 | 380850 | 460350 | 572100 |
| Livingston | Michigan | 297500 | 380850 | 460350 | 572100 |
| Macomb | Michigan | 297500 | 380850 | 460350 | 572100 |
| Oakland | Michigan | 297500 | 380850 | 460350 | 572100 |
| St. Clair | Michigan | 297500 | 380850 | 460350 | 572100 |
Just because a lender is bigger doesn’t mean they are better when it comes to FHA loans. Getting the right FHA loan officer can make all the difference between getting the right and wrong FHA loan for you. Take the time to find the right Michigan FHA loan officer now!
Throughout my lending career, I have been known for my knowledge, experience, honesty and integrity. I hold my mortgage and accounting experience in high regard. I have been involved in the real estate finance industry since 1996 when I took my first job as a loan office.
