Best FHA Lender — The best source for FHA home loans, FHA refinance loans and FHA purchase mortgages.

Best Way To Establish Credit History

April 19, 2009

Last weekend I visited with a young couple who was looking to be preapproved for an FHA loan so that they could buy a home. Their excitement was apparent as we went through the application and discussed the different first-time homebuyer benefits and options that are currently available. Unfortunately, the excitement soon dissipated when I [...]

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What is a Credit Score and How is It Derived?

March 31, 2009

At its heart, the FHA loan approval process is based on the philosophy that past credit history demonstrates most effectively a borrower’s attitude towards paying their bills and credit obligations. Therefore, FHA underwriters are allowed to manually underwrite FHA loan applications and not be wholly dependent upon automated approval systems. This also means that historically, [...]

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Bankruptcy, Foreclosure and Short Sales

March 30, 2009

Many people have recently asked what is the FHA waiting period after bankuptcy, foreclosure or a short sale. In answer, here are the FHA guidelines related to bankruptcy, foreclosure and short sales. Chapter 7 Bankruptcy: FHA requires that the minimum waiting time is typically no less than two years from the discharge date. In addition, [...]

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Arizona First Time Home Buyers Can Receive Up To $20,000 For Down Payment and Closing Costs Assistance In Conjunction With FHA Financing.

March 28, 2009

Arizona Down Payment Assistance Best FHA Lender is happy to announce that we participate in the Homes for Arizonans Initiative Down Payment and Closing Cost Program that is providing up to $20,000 for down payment and closing cost assistance for eligible homebuyers in conjuction with Arizona FHA home loans. This program is designed to help [...]

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Sedona Arizona FHA Home Loans

October 20, 2008

Sedona Arizona FHA Home Loans Are you buying or refinancing your home in Sedona, Arizona? Best FHA lender specializes in Sedona Arizona (AZ) FHA loans. Our combination of low Sedona FHA mortgage interest rates, experience and service is unmatched. APPLY ONLINE Contact me with questions at 480-344-3662 or at slines@bestfhalender.com Sedona is a town in [...]

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FHA Mortgage Loans in Prescott Valley Arizona

October 20, 2008

Prescott Valley Arizona FHA Mortgages Best FHA lender specializes in Prescott Valley Arizona (AZ) FHA loans. We offer unmatched experience and service and low Prescott Valley FHA mortgage interest rates. APPLY ONLINE Contact me with questions at 480-344-3662 or at slines@bestfhalender.com Prescott Valley is a town in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of [...]

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Prescott Arizona FHA Mortgage Loans

October 20, 2008

BestFHAlender specializes in FHA loans in Prescott, Arizona. This includes FHA Mortgage, FHA Refinance and FHA Streamline loans to help maintain current and obtain new homes in Prescott, Arizona. APPLY ONLINE Contact me with questions as 480-344-3662 or at slines@bestfhalender.com Prescott is a city in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the [...]

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Cottonwood Arizona FHA Mortgage Loans

October 20, 2008

BestFHAlender specializes in Cottonwood FHA loans which includes the Cottonwood FHA Streamline refinance as well as FHA loans to buy a house in Cottonwood, Arizona. APPLY ONLINE Contact me with questions as 480-344-3662 or at slines@bestfhalender.com Cottonwood is a city in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the population of the city [...]

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Chino Valley Arizona FHA Mortgage Loans

October 20, 2008

BestFHAlender specializes in FHA loans in Chino Valley, Arizona. This includes the Chino Valley FHA Streamline refinance to help maintain your current home as well as FHA loans to buy a new home in Chino Valley, Arizona. APPLY ONLINE Contact me with questions as 480-344-3662 or at slines@bestfhalender.com Chino Valley is a town in Yavapai [...]

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Camp Verde Arizona FHA Mortgage Loans

October 16, 2008

BestFHAlender specializes in Camp Verde FHA loans. This includes the Camp Verde FHA Streamline refinance as well as FHA loans to buy a house in Camp Verde, Arizona. APPLY ONLINE Contact me with questions as 480-344-3662 or at slines@bestfhalender.com Camp Verde is a town in Yavapai County, Arizona. According to 2006 Census Bureau estimates, the [...]

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